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Headrush
01-08-2008, 11:33 PM
Hello. I just stumbled upon this site while I was surfing for an answer to my question and since I can't find the answer I'm hoping someone here can be of help.

Does any life insurance company accept you knowing of your use?

Any feedback would be greatly appreciated, Thank You

browntrout
02-23-2010, 06:51 PM
We can get occasional marijuana use at "non-smoker plus" rate.
This is one rate class better than standard.
For regular users, we can still get a non-smoker rate but they will rate up 50% over the standard rates.
This is almost the same as a preferred tobacco use rate.
250k male age 40 with the 50% increase for a 20yr guaranteed level term is 79.20 a month.
Preferred tobacco rate is 71.75 a month and standard tobacco rate would be 93.63 a month.
You can email me (not my work email) at [email protected]


Ya know the difference between a stoner and an alcoholic?
An alcoholic will drive right over the stop sign. The stoner will wait for the sign to turn green. :-)